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Service
Charges Annexure
- I |
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Slab |
Particulars |
Rates
(Present
Service Tax as applicable)
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A |
Issue of Duplicate Demand
Drafts |
Rs. 45/- per
instrument |
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B |
Revalidation/ Cancellation of Drafts
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Rs.40/- per
Instrument
(Except H.D.F.C. Bank) |
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C |
Handling charges for outward Cheques/
Bills returned unpaid [ For reasons other than our Bank's
mistake] |
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Local Cheques
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Rs. 50/-per
instrument |
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Outstation
Cheques |
50% of prescribed
collection charges, minimum Rs. 75/- |
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D |
Stop payment Instructions
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Rs. 30/-per instrument
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E |
Standing Instructions
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Rs. 25/- per transaction
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F |
A/c Closure Charges
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Rs. 100/- if a/c is closed before 12
months (except no-frill a/cs) |
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G |
Issue of Duplicate Pass Book
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Rs. 25/- per pass book with transaction
for the current year only. |
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Rs. 20/- per each
previous year |
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Issue of Duplicate
Statement |
Rs.20/- per ledger
folio |
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H |
Enquiry relating to old records (if the
enquiry is for an item more than 12 months old)
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Rs. 20/- per item
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I |
For issuance of No Dues Certificate
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Rs. 50/-per
certificate |
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J |
Issue of Solvency Certificate
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Upto Rs. 1/- lacs
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Rs. 750/-
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Above Rs. 1/- lacs
& Upto Rs.25/- Lacs |
Rs. 1200/-
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Above Rs. 25/- lacs
& Upto R. 50/- lacs |
Rs. 2500/-
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Above Rs. 50/- lacs
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Rs. 5000/-
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K |
Locker Charges : |
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Sr NO |
Type of Locker
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One Year Rate
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Two Year Rate
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Three Year Rate
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1 |
A |
375 |
700 |
1025 |
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2 |
B |
550 |
1050 |
1550 |
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3 |
C |
650 |
1200 |
1800 |
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4 |
D |
750 |
1400 |
2050 |
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5 |
F |
1250 |
2300 |
3550 |
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6 |
G |
1300 |
2400 |
3600 |
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7 |
L |
2600 |
4700 |
7000 |
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Locker Break open charges Rs. 2,150/-
or actual whichever is more + Rs. 50/- postage. For Mumbai /
Dehgam branches actual + Rs. 100/- postage.. Extra lock to
Locker : Rs. 350 + Rs. 100 installation charge or actual
whichever is more. |
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L |
Minimum Balance -
Charges for Non maintenance : |
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Description |
S.B. A/c
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Current A/c
(Except against O.D.F.D.) |
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with
Cheque
Book |
Without
Cheque
Book |
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Minimum
Balance |
Rs. 500/-
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Rs. 300/-
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Rs. 1000/-
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No FRILL A/cs
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Rs. 250/-
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Rs. 10/-
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Rs.500/- |
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Services
Charges
Applicable if balance falls below minimum
on any day in a quarter |
Rs. 40/-
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Rs. 25/-
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Rs. 100/-
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No Service
charge for minimum balances in No FRILL A/cs.
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M |
Issue of Cheque
Books |
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SB
A/cs |
1 cheque book (20
L) per quarter free thereafter Rs. 2/- per cheque leaf .
[
For Dehgam Re.1/- per cheque leaf] |
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Current A/cs
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Rs. 3/- per cheque
leaf
(If average balance Rs.50,000/- quarterly
maintained-No Charge) |
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O.D.F.D. A/cs
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Re. 2/- per cheque
leaf |
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Cash Credit / Hypo
/ Book Debt A/cs |
Rs. 3/- Per cheque
leaf |
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For Dehgam Branch
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Rs. 1/- for C/D,
C/C O.D.F.D. A/c. per cheque leaf. |
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N |
Loan Processing
Charges (New / Renewal) - |
As per Schedule |
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O |
E-Payment
(w.e.f 10-09-2008)
E-Payment Third
Party |
Rs.25 +service Tax per
Transaction
Rs.50
+ Service Tax Per Transaction |
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Service
Charges Annexure - II |
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A |
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Services
rendered free of charge : |
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(1) |
DDs/ Pay
orders on MUMBAI & DEHGAM free of
cost. |
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(2) |
No service
charge for Minimum balances in No FRILL A/Cs.
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(3) |
1 Chequebook
per quarter in S/B A/C. |
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(4) |
Loan
Processing (New / Renewal) upto Rs. 25,000/-
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(5) |
Enquiry
relating to old records for an item less than 1 year
free. |
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(6) |
Account
Statement free once.
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(7) |
No penal Int.
for loans upto Rs. 25000/- under priority
sector. |
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B |
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Others :
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Bills
Discounting under L/C |
Bill
discounting under L/C charge Rs. 750/- + interest as
applicable. |
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Bank
Guarantee |
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a) |
With 100%
Cash Margin |
1% p.a. or
part thereof. Minimum Rs. 200/- |
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b) |
Others |
1.5% p.a. or
part thereof. Minimum Rs. 500/- |
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Notes: |
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1) |
Guarantee
Commission to be levied on entire validity period
including claim period |
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2) |
Commission to
be collected upfront. |
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3) |
Commission to
be collected at every renewal |
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Issue of
Inland/ Foreign L/C |
1% p.a. of
L/C amount, if margin is 100%
1.5% p.a. of L/C
amount, if margin is less than 100%.
In the case of
issue of L/C through Karur Vaishya Bank, then that
Bank's charges will be levied
additionally. |
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Late Stock
Statement |
1% penal
interest after grace period of one month from due date
of submission. |
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Late
Insurance |
In case of
insurance policy due date, 1% penal int. from due
date. |
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Any
type of Certificate Issue |
Rs.
50/- |
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Confidential
Report Charges |
Rs.
200/- |
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Amount
Transfer by Fax |
Rs.
30/- extra to our Pay order
charges |
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Signature
verification charges |
Rs.
15/- |
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Inward
cheque return charges
(For want of Balance in
the a/c) |
Amount
up
to Rs. 50,000/-
up to Rs. 1,00,000/-
up to
Rs. 2,00,000/-
above Rs.
2,00,000/- |
Rs.
50/-
Rs. 100/-
Rs. 150/-
Rs.
200/-
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Loan
Recovery Post dated Cheq Return |
Rs.100/-
Per Cheque |
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Stock
Inspection charges for limits over Rs. 10
lacs |
Rs.
100/- per visit/ Inspection Rs.200/- at
Mumbai |
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Half
yearly incidental charges |
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Current
A/cs |
Rs.
50/- |
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Advances
A/cs other than Term loans &
O.D.F.D. |
Rs.
100/- |
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w.e.f
22/10/2008
1)
RTGS /NEFT /
ECS –Inward
2)
RTGS /
Outward
(A)
Rs. 1.00 Lacs
to Rs. 5.00 Lacs
(B)
Above Rs.
5.00 Lacs
3)
NEFT /
Outward
(A)
Upto Rs. 1.00
Lacs
(B)
Above Rs.
1.00 Lacs
4)
ECS / Inward
Return
(A)
Upto Rs.
50,000/-
(B)
Upto
Rs.1,00,000/-
(C)
Upto
Rs.2,00,000/-
(D)
Above Rs.
2,00,000/-
5)
OBC
(A)
Upto Rs.
10,000/-
(B)
Above
Rs.10,000/- to 1/- Lacs
(C)
Above Rs. 1/-
Lacs
6)
Cash Handling
Charge
(A) C.C.Hyp / BD/
FOD
(B) Current/FD.
OD A/c.
(B) Current
Account.
If quarterly average balance is
Rs.1Lac
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NO Charges
Rs.25/-
+Service Tax Per Transaction
Rs.
50/-+Service Tax Per Transaction
Rs.
5.00+Service Tax Per Transaction
Rs.25.00+Service
Tax Per Transaction
Rs.
50/-+Service Tax Per Transaction
Rs.100/-+Service
Tax Per Transaction
Rs.150/-+Service
Tax Per Transaction
Rs.200/-+Service
Tax Per Transaction
Rs.50/-+Service
Tax Per Cheque
Rs.100/-+Service
Tax Per Cheque
Rs.150/-+Service
Tax Per Cheque
Rs.50/-Per
Lac in the case of Credit cash Rs.3 Lacs or
more in a day.
Rs.50/-Per
Lac in the case of Credit Cash Rs.2 Lacs or more
in a day.
Rs.50/-Per Lac in the case of Credit
Cash Rs.3 Lacs or more in a day. |
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NOTE
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1) |
THE ABOVE
RATES ARE EXCLUSIVE OF SERVICE
TAX |
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2) |
PLEASE
RECOVER SERVICE TAX AS APPLICABLE ON ALL SERVICE CHARGES
INCLUDING POSTAGE
CHARGES. |
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