AMCO Bank - Services Charges & Fees

Current Service Charges

Annexure - I

Slab

Particulars

Rates
(Excluding Service Tax)

Collection

Collection of Outstation Cheques :

Upto Rs. 5000/-

Rs. 25/-

Over Rs. 5000/- upto 10,000

Rs. 30/-

Over Rs. 10000/- upto Rs. 1/- lac

Rs. 3.50 per Rs.1000/- or part therof.

Over Rs. 100000/-

Rs.3.00/- per Rs.1000/- or Part thereof, min Rs. 350/- Maximum Rs. 500/-

Collection of Bills :

Bills of amounts :

Upto Rs. 5000/-

Rs. 30/-

Over Rs. 5000/- upto Rs.10000/-

Rs. 40/-

Over Rs. 10000/-

Rs.5/- per Rs. 1000/- or

Part thereof Max. Rs. 500/;

Issue of Duplicate Demand Drafts

Rs. 30/- per instrument

Revalidation/Cancellation of Drafts

Rs.20/- as per Instrument
(Except H.D.F.C. Bank)

Banker's Cheque /Pay Order for amounts

Upto Rs. 1000/-

Rs. 10/-

Over Rs. 1000/-upto Rs. 5000/-

Rs. 15/-

Over Rs. 5000/- upto Rs.10000/-

Rs. 25/-

Over Rs. 10000/- upto Rs. 1/- lacs

Rs. 1.50 per Rs. 1000/- or part thereof, min Rs. 25/-
Rs. 1/- per Rs. 1000/- or part thereof, min Rs. 150/-

Issue of Local Pay order / D.D

Rs.10/- irrespective of amount if the issue of draft / pay order is by transfer entry.

Handling / Collectiing charges for cheques/ Bills returned unpaid

Local Cheques

Rs. 30/-per instrument

Outstation Cheques

50% of prescribed collection charges, min. Rs. 50/-

Local & Outstation Bills

As Above

Stop payment Instructions

Rs. 15/-per instrument

Standing Instructions

Rs. 15/- per transaction

A/c Closure Charges

Rs. 50/- if a/c is closed before 12 months

Isssue of Duplicate Pass Book

Rs. 15/- per pass book with transaction for the current year only.

Rs. 15/- per each previous year (if required)

Issue of Duplicate Statement

Rs.10/- per ledger folio

Enquiry relating to old records (if the enquiry is for an item more than 12 months old)

Rs. 10/- per item

For issurance of No Dues Certificate

Rs. 50/-per certificate

Issue of Solvency Certificate

Upto Rs. 1/- lacs

Rs. 500/-

Above Rs. 1/- lacs & Upto Rs.25/- Lacs

Rs. 1000/-

Above Rs. 25/- lacs & Upto R. 50/- lacs

Rs. 2000/-

Above Rs. 50/- lacs

Rs. 3000/-

Postal Charges :

Ordinary Post

Free

Registered Post

Actual, Min Rs. 25/-

Actual, Min. Rs. 25/-

Locker Charges :

Sr NO	Type of Locker	One Year Rate	Two Year Rate	Three Year Rate
1	A	300	550	800
2	B	400	750	1100
3	C	450	800	1200
4	D	600	1100	1600
5	F	900	1600	2500
6	G	1000	1800	2700
7	L	2000	3500	5200

Locker Break open charges Rs. 1,395/- + Rs. 50/- postages. Applicable except for Mumbai / Dehgam branches. Extra lock to Locker : Rs. 350 + Rs. 100 installation charge.

For Public A/c - Operative

Description	S.B. A/c		Current A/c (Except against O..D.F.D.)
	with Cheque Book	Without Cheque Book
Minimum Balance	Rs. 500/-	Rs. 300/-	Rs. 1000/-
No FRILL A/cs	Rs. 250/-	Rs. 10/-	Rs.500/-

Services Charges Applicable if balance falls below minimum on any day in a quarter	Rs/ 25/-	Rs. 10/-	Rs. 50/-

No Service charge for minimum balances in No FRILL A/cs.
For Senior Citizens (above 60 years) above charges will be at half the rates.

Issue of Cheque Books

SB A/cs

1 cheque book (20 L) p.m.

i.e. 12 in year free, then Rs. 1/- per cheque leaf.

Current A/cs

Rs. 2/- per cheque leaf

O.D.F.D. A/cs

No Charges

Cash Credit / Hypo / Book Debt A/cs

Rs. 2/- Per Cheque leaf

For Dehgam Branch

Rs. 1/- for S/B. , C/D, C/C A/c. per cheque leaf.

Loan Processing Charges (New / Renewal) - Trade & Industry

Not for specific scheme for which charges as per scheme to be levied.

New Proposal

@ 0.50% of limit sanctioned maximum Rs. 10,000/-

Renewal

@ 0.25% of limit sanctioned maxumum Rs.5,000/-

New / Renewal upto Rs. 25,000/-

No Charge

Temporary Limit Processing Fee

@0.50% of temporary loan limit.

Service Charges Annexure - II

UBD. (PCB) Cir. No. 54 / 09.39.000/05-06 dt : 26.5.2006.

Services rendered free of charge :

(1)

No recovery of ordinary postal charges.

(2)

No service charge for Minimum balances in No FRILL A/Cs.

(3)

1 Chequebook per month in S/B A/C.

(4)

Chequebook issue in ODFD A/Cs.

(5)

Loan Processing (New / Renewal) upto Rs. 25,000/-

(6)

Senior Citizens (over 60 years) , charges for S/B C/ACs to be at half rates

(7)

Enquiry relating to old records for an item less than 1 year free.

(8)

Payorder issueon Mumbai / Dehgam

(9)

Accout Statement free once.

Others :

(1)

Minimum Balances to be maintained in S/B A/Cs.

(2)

Charges Ieviable for non-maintenance of Minimum balances in S/B A/Cs.

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	With Chequebook	Without Chequebook
Minimum balance	Rs. 500/-	Rs. 300/-
Service charges for Min.Balance	Rs. 25/-	Rs. 10/-
NO FRILL A/Cs	Rs.250/-	Rs.10/-
Service charges for Min. Balance	NIL	NIL

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(3)

Charges for collection of outstanding cheques:

Amount	Rates

Upto Rs. 5,000/-	Rs. 25/-
Over Rs. 5,000/- upto Rs. 10,000/-	Rs. 30/-
Over Rs. 10,000/- upto Rs. 1/- Lac	Rs. 3.50 per 1000 OR part thereof
Over Rs. 1 /- Lacs	Rs. 3/- per 1000 OR part thereof
	Minimum Rs. 350/-
	Maximum Rs. 500/-

(4)

Charges for issue Banker's Cheques/ Payorder :

(extra on Mumbai / Dehgam)

Upto Rs. 1,000/-	Rs. 10/-
Over Rs. 1,000/- upto Rs. 5,000/-	Rs. 15/-
Over Rs. 5,000/- upto Rs. 10,000/-	Rs. 25/-
Over Rs. 10,000/- upto Rs. 1/- Lac	Rs. 1.50 per 1000 OR part thereof Minimum Rs. 25/- Rs.1/- per 1000/- OR part thereof Minimum Rs. 150/-
Issue of local Payorder / D. D.	Rs. 10/- (For transfer entry only)
For issue of DDs of HDFC per 1000	Rs. 0.50 + S/ Tax 12.24%

(5)

Charges for issue of chequebooks :

SB A/Cs 1 Chequebook (20L) p.m.i.e. 12 in a year free, then Rs. 1/- per cheque leaf.

Current A/Cs Rs. 2/- per cheque leaf

ODFD A/Cs Free/No Charges

CC/Hyp/BD A/Cs Rs. 2/- per cheque leaf

For Dehgam Br. Only : Rs. 1/- per cheque leaf SB/CD/CC/Hyp/BD A/Cs.

(6)

Charges for account statement :

Issuance of Duplicate statement Rs. 10/- per leadge folio.

(7)

Charges for account closure :

Rs. 50/- if a/c is closed within 12 months.

(8)

ATM Operations :

Not applicable

NOTE : Rates are excluding Service Tax @ 12.36%