• Loans & Advances- The Bank finances various business/ manufacturing activities small scale industries, professionals and also to individuals for acquiring dwellings at very attractive terms and at most competitive interest rates. No hidden charges such as processing/ inspections/ commitment charges are levied reducing the effective cost of borrowing to the minimum.
  
• Ancillary Services
  
  
• Our competitive and attractive loan schemes

Government Securities Loan A Loan against government securities like RBI bonds, NSC, KVP, LIC policy etc. to meet various financial needs.

Rate of Interest : 8.5 %

Hire Purchase Loan A Loan to purchase vehicles like scooter, motorbike, new car, old car and consumer durables like TV,Refrigerator, Washing machine, AC, Computer, etc.

Rate of Interest : 9.5 % to 13%

Education Loan A Loan to help deserving students to meet expenditure for higher studies in India or abroad, covering tution fees, hostel fees and other expenses towards education material and travel.

Rate of Interest : 8%

Property Mortage Loan/Overdraft A Loan against real estate (residential or business premises) to meet various financial needs.

Rate of Interest : 10.50% for limits over Rs. 10 lacs

Housing Loan A Loan for construction for purchase of new or old house/flat, for repairs and renovation in old house/flat and/or for other investments in real estate in form of additional house/flat or open land.

Rate of Interest : 8.50% to 9.50%

Ornament Loan A Loan to meet urgent and unexpected temporary financial needs.

Rate of Interest : 10%

Business Loan A Loan to start, develop or expand business and to meet day to day financial business needs.

Rate of Interest : 11.50% to 12.50% (for loan above Rs. 10/- lacs rebate upto 1.5% depending on credit rating)